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Risk Score is a metric that assesses a company’s creditworthiness and the likelihood of defaulting on its financial obligations. It is calculated based on various factors in a company’s credit report, such as its credit history, payment behaviour, financial stability, and other credit-related data.

International Score is a measure of a company’s creditworthiness on a global scale. It evaluates a company’s credit risk in the context of the country or region where it operates, taking into account factors such as political stability, economic conditions, and regulatory environment.

Credit Limit is the maximum amount of credit that a company can receive from a lender or supplier. It is based on the company’s creditworthiness, financial stability, payment history, and other credit-related factors that are analysed in its credit report.

Contract Limit is the maximum recommended contract capacity over 12 months. It is often negotiated between the two parties and depends on various factors such as the size of the transaction, creditworthiness of the company, payment terms, and other credit-related data.

DBT stands for Days Beyond Terms and is a measure of a company’s payment behaviour. It represents the average number of days that a company pays its bills beyond the agreed-upon payment terms. A higher DBT indicates a higher risk of default and can affect a company’s creditworthiness. DBT is based on payment data from trade creditors that is included in a company’s credit report.

Industry DBT is an indicator of a company’s payment behaviour compared to its peers in the same industry. It is based on the average number of days that companies in that industry take to pay their bills. Industry DBT is used to identify potential credit risks in a company’s credit report.

Compliance Alerts are notifications that alert a company to potential legal or regulatory issues that could affect its creditworthiness. They are based on data from public records, such as lawsuits, regulatory fines, or other legal actions, which are analysed as part of the company’s credit report.

VAT Number is a unique identifier assigned to companies that are registered for Value Added Tax (VAT) purposes. It is part of a company’s credit report and is used to verify its VAT registration status, as well as to track its VAT payments.

SIC07 Code is a four-digit code that classifies a company’s primary business activity. It is part of a company’s credit report and is used by credit agencies to identify the company’s industry, compare its performance with that of its peers, and assess potential credit risks.

FTSE Index is a stock market index that tracks the performance of the largest companies listed on the London Stock Exchange. It is included in a company’s credit report to provide information about the UK economy and market trends that may affect the company’s creditworthiness.

Share Capital is the total value of a company’s outstanding shares, based on data in its credit report. It is used to calculate various financial ratios and metrics that are used to assess the company’s financial health and creditworthiness.